Building a retirement portfolio takes patience and persistence. Your goal is to build up enough wealth to sustain you through your post-retirement years. The key is to take the steps that will help you save enough to support your lifestyle standards.

Here are a few things you can do to make sure that your plan is on-track.

It’s important to first establish where you are as a base to move forward. Compile a list of your current assets and liabilities, as well as your income to come up with the numbers for your current standard of living. You will want to revisit these numbers regularly to guard against any large changes.

Saving to achieve goals.

You will want to look ahead and determine your post-retirement sources of income. This will include social security benefits, accumulated savings, personal investments/individual retirement accounts, as well as any pension moneys or employer retirement plans. The goal is to have these sources of income grow at a rate greater than the percentage you need for income per year. And planning for protection against market losses or large, unexpected medical expenses.

We specialize in individual retirement planning, including:
   • Traditional IRAs
   • Roth IRAs
   • Rollover IRAs